Mortgage King Family Of Companies Privacy Policy

This Mortgage King Family of Companies Privacy Policy ("Privacy Policy") describes how the Mortgage King Family of Companies (as defined in "Who We Are" below) process information collected on our websites and applications (including mobile) or through your online interactions with us (collectively, our "Services").

In some circumstances, we may provide you with additional or supplemental privacy notices to the extent they apply to you because of the products and services you obtain from us or different laws that may apply to you. Some states may provide additional privacy rights. Please refer to the Additional Information Regarding Your State Privacy Rights section to learn more.

By using any of our Services, you acknowledge the privacy practices we describe in this Privacy Policy. You also acknowledge that you have read this policy and other policies described.

Who We Are

When we say "Mortgage King Family of Companies," we mean the below listed companies inclusive of Mortgage King, LLC (formerly known as "MK Holdings, LLC") and the companies that are controlled by Mortgage King, LLC and share the Mortgage King name. A reference to "Mortgage King," "we" or "us" is a reference to the relevant commonly-branded operating company in the Mortgage King Family of Companies that is involved in the processing activity. This policy does not apply to Mortgage King affiliates that aren't a part of the Mortgage King Family of Companies ("Affiliates"). The data practices of Affiliates are governed by their own privacy policies.

Information We Collect

We collect information about you in various ways when you use our Services. This includes information you provide directly to us, information we collect automatically, and information we receive from third parties.

Information You Provide to Us

We collect information you provide directly to us, such as when you create an account, apply for our services, contact us, or otherwise communicate with us. This may include:

• Personal identifiers (name, address, phone number, email address, Social Security number)
• Financial information (income, assets, debts, credit history, bank account information)
• Employment information (employer, job title, work history)
• Property information (property address, value, intended use)
• Demographic information (age, gender, marital status)

Information We Collect Automatically

When you use our Services, we automatically collect certain information about your device and usage, including:

• Device information (IP address, browser type, operating system)
• Usage information (pages visited, time spent, click patterns)
• Location information (general geographic location)
• Cookies and similar tracking technologies

Information from Third Parties

We may receive information about you from third parties, including:

• Credit reporting agencies
• Public records databases
• Marketing partners and lead generators
• Social media platforms
• Other financial institutions

How We Use Your Information

We use the information we collect for various purposes, including:

• Processing and evaluating your loan applications
• Providing customer service and support
• Communicating with you about our services
• Personalizing your experience with our Services
• Marketing our products and services to you
• Preventing fraud and ensuring security
• Complying with legal and regulatory requirements
• Improving our Services and developing new products
• Conducting research and analytics

How We Share Your Information

We may share your information in the following circumstances:

Within the Mortgage King Family of Companies

We may share your information among the Mortgage King Family of Companies to provide you with our services and improve your experience.

With Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

• Credit reporting agencies
• Appraisal companies
• Title companies
• Insurance providers
• Technology service providers
• Marketing and advertising partners

For Legal Reasons

We may disclose your information when required by law or when we believe disclosure is necessary to:

• Comply with legal obligations
• Respond to government requests
• Protect our rights and property
• Prevent fraud or illegal activities
• Protect the safety of our users

Advertising and Analytics

We may use third-party advertising and analytics services to help us understand how users interact with our Services and to deliver targeted advertisements. These services may use cookies, web beacons, and other tracking technologies to collect information about your online activities.

We may participate in interest-based advertising, which means you may see advertisements for our services on other websites based on your browsing behavior. You can opt out of interest-based advertising by visiting the Digital Advertising Alliance's opt-out page.

Children's Privacy

Our Services are not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.

California Shine The Light

California residents may request information about our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us using the information provided in the "Contact Information" section below.

Processing Of Information In The United States and Other Countries

Your information may be processed and stored in the United States and other countries where we or our service providers operate. These countries may have different data protection laws than your country of residence. By using our Services, you consent to the transfer and processing of your information in these countries.

Your Choices

You have several choices regarding your information:

Account Information

You may update, correct, or delete your account information by logging into your account or contacting us directly.

Marketing Communications

You may opt out of receiving marketing communications from us by following the unsubscribe instructions in our emails or contacting us directly.

Cookies

You can control cookies through your browser settings. However, disabling cookies may affect the functionality of our Services.

Security

We implement appropriate technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security.

We use industry-standard security measures, including encryption, firewalls, and secure servers, to protect your information. We also limit access to your information to employees and contractors who need it to perform their job functions.

Changes To This Policy

We may update this Privacy Policy from time to time. When we make changes, we will post the updated policy on our website and update the "Effective Date" at the top of this policy. We encourage you to review this policy periodically to stay informed about how we collect, use, and protect your information.

If we make material changes to this policy, we may notify you by email or through our Services before the changes take effect.

Contact Information

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:

Additional Information Regarding Your State Privacy Rights

California Residents

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), including:

• The right to know what personal information we collect about you
• The right to delete your personal information
• The right to correct inaccurate personal information
• The right to opt out of the sale or sharing of your personal information
• The right to limit the use of your sensitive personal information
• The right to non-discrimination for exercising your privacy rights

Other State Residents

Residents of other states may have additional privacy rights under applicable state laws. Please contact us for more information about your specific rights.

Federal Privacy Notice

Federal law gives you the right to limit only:

• Sharing for affiliates' everyday business purposes—information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. Please contact us for more information about your rights under federal and state law.